March 18 MDP Community Meeting
Caleb Kirk TWFG Insurance
1. Important documents and numbers
a. Store them in an online account (Dropbox, SugarSync, Onedrive, Google Drive, etc.)
b. Have policy numbers and claim phone #’s programmed into your phone
c. Take pictures of your entire property and belongings (inside & outside)
2. Important insurance coverage
a. Loss of Use (Coverage D on Homeowner’s and Renter’s policies) – Covers additional living expenses in the event of a covered loss such as a fire or mandatory evacuation
b. Schedule Personal Property – For higher value items, such as musical instruments, artwork, jewelry, guns, etc., schedule them on your policy. May need a current appraisal to do so. If not, they might not be covered properly in a loss
c. Earthquake policy – Includes all earth movement, including landslide. (Earth movement is excluded in a Homeowner and Renter’s policy)
d. Flood policy – We may escape a forest fire, only to experience a flood! After a fire consumes ground cover in the surrounding area, a heavy rain can flood your home. Outside water coming into the home (flood) is excluded in a Homeowner and Renter’s policy)
Barry Shapiro of Idyllwild Pharmacy
1. Keep a 3 to 7 day emergency supply of all of your medications in your “to go box.” Replace medication at least every 6 months.
2. Keep a current list of your doctors with their phone numbers.
3. Do not expect Idyllwild Pharmacy to be open after a “mandatory evacuation” has been called for in Idyllwild.
4. Red Cross volunteers can assist you in replacing any medications that are left behind. Again make sure you have the necessary information i.e., name and strength and directions of medication and your doctors information.
5. Before you run out of your medication, go to any pharmacy and explain that you have been evacuated from your home because of a disaster. Show the pharmacist or pharmacy personnel your prescription vial and ask them to get you a refill.
Fire Chief Reitz of IFPD gave a summary of the Mountain Fire with a power point slide show and a comparison of the Silver Fire. Some points he made were:
Why you are leaving determines:
– What to take
– How long you will be gone
– Where you might go
– How to leave your house or business
Do I stay or go?
Are you firefighter tough? If not, you had better go.
Are you ready to go now?
– Do you have a plan for home?
– Do you have a plan if at work or school?
– Where are you going?
– Who will you contact?
Car: half tank rule – Always have at least a 1/2 tank of gas in your car
What to take
– Computer—hard drives
– Important papers including DD214 forms
– Cherished, irreplaceable items (photos)
– Pet supplies and water
What not to take
– Anything that is insured
– Anything that can be replaced
Register your home and cell phones for reverse 911: http://countyofriverside.us/Residents/Emergencies/EarlyWarningNotificationSystem.aspx
Check in with the Red Cross—DO NOT call 911 to ask questions about the incident; use these alternatives
– http://www.idyllwildemergency.com/ and Idyllwild Emergency on Facebook
– WNKI Emergency Radio Broadcasts 1610 AM or call 951-659-WNKI (9654) to hear emergency broadcasts over the phone
Are you supplied – Do you have a 3, 7 or 14 day supply of food and water (3-5 gallons) for each person
Turn off your propane – Always turn off your water. Always lock your door when you are evacuated.
PETS – REARS is called to evacuate all animals.
Lt. R. Perdue – Riverside Co. Sheriff Emergency Response Team
Always be prepared – use your judgment.
Warnings – The County will use Reverse 911 calls including cell phones that are registered. (see link above) You will receive basic information, including which route to take. Sheriff cars will also be driven through the streets using loud speakers to warn you of an evacuation.
Mandatory Evacuations – Sheriff will knock on your door and request that you leave your home. The caveat is that if you decide not to leave your home and have children who are minors, they will be removed by the sheriff.
Hard Closure – You will not be allowed though the blockade regardless of what your needs or position is.
Re-population – This will happen in different stages. 1st stage—OES will have Edison, Water Districts and Propane companies check that the area is safe. 2nd stage – Business people will be allowed to return. 3rd stage – Homeowners.
Thank you to Annamarie Padula, MDP Secretary and PCPOA president for her help preparing this crucial information.